US Department of Housing and Urban Development Acronyms
- CDBG – Community Development Block Grant
- CFO – Chief Financial Officer
- CPD – Office of Community Planning and Development
- Fannie Mae – Federal National Mortgage Association
- FFMIA – Federal Financial Management Improvement Act of 1982
- Freddie Mac – Federal Home Loan Mortgage Corporation
- FY – Fiscal Year
- GAO – Government Accountability Office
- Ginnie Mae – Government National Mortgage Association
- HUD – Department of Housing and Urban Development
- MD&A – Management’s Discussion and Analysis
- IPIA – Improper Payments Information Act of 2002
- OIG – Office of Inspector General
- OMB – Office of Management and Budget
- PHA – Public Housing Agency
- PIH – Office of Public and Indian Housing
- Recovery Act – American Recovery and Reinvestment Act of 2009
- Treasury – U.S. Department of the Treasury
Glossary of Other Real Estate Acronyms
- AC – Acre
- ABR – Accredited Buyer Representative
- ALTA – American Land Title Association
- AMEN – Amenities
- AOR – Association of Realtors
- APR – Agency Approved
- APR – Annual Percentage Rate
- ASA – American Society of Appraisers
- ARES – American Society of Appraisers
- ASM – Assumptions
- BD – Book Depreciation
- BOMA – Building Owners and Manager Association
- BRR – Book Rate of Return
- BTS – Build To Suit
- C of O – Certificate of Occupancy
- CBR – Certified Buyer Representative
- CC – Civil Code
- CCR – Conditions, Covenants and Restrictions
- CFD – Contract for Deed
- CLTV – Combined Loan to Value
- CMA – Comparable Market Analysis
- CO – Certificate of Occupancy
- COE – Cost of Equity
- COF – Cost of Funds
- CRB – Certified Real Estate Broker
- CRS – Certified Residential Specialist
- DBA – Doing Business As
- DCR – Debt Coverage Ratio
- DIM – Deferred Interest Mortgage
- DLM – Seller Disclaimer
- DOS – Due On Sales Clause
- DCR – Depreciated Replacement Cost
- EAL – Exclusive Agency Listing
- EMC – Ernest Money Contract
- FCRA – Fair Credit Reporting Act
- FDIC – Federal Deposit Insurance Corporation
- FHA – Federal Housing Administration
- FHLMC – Federal Home Loan Mortgage Corporation
- Fisbo – For Sale by Owner
- FMR – Fair Market Rent
- FMV – Fair Market Value
- FPM – Flexible Mortgage Payment
- FRM – Fixed-Rate Mortgage
- FSBO – For Sale by Owner
- GLA – Gross Leasable Area
- GNMA – Government National Mortgage Association
- GRM – Gross Rent Multiplier
- HECM – Home Equity Conversion Mortgage
- HEL – Home Equity Loan
- HIST – Historic District
- HOA – Home Owners’ Association
- LIBOR – London Interbank Offered Rate
- LTV – Loan to Value
- LVR – Loan to Value Rate
- MBA – Mortgage Bankers Association
- MBO – Mortgage Backed Obligation
- MGIC – Mortgage Guaranty Insurance Corporation
- NAR – National Association of Realtors
- NOI – Net Operating Income
- NONQ – Non Qualifying
- NRV – Net realizable Value
- NYSAR – New York Association of Realtors
- OER – Operating Expense Ratio
- OC – Occupancy Permit
- PCD – Planned Commercial Development
- PID – Planned Industrial Development
- PITI – Mortgage Patent, Interest, Taxes and Insurance
- PMDT – Purchase Money Deed of Trust
- PMI – Private Mortgage Insurance
- RAM – Reverse Annuity Mortgage
- REA – Reciprocal Easement Agreement
- REBAC – Real estate Buyers Agent Council
- REBNY – Real Estate Board of New York
- REC – Real Estate Commission
- REI – Real Estate Investor
- REIA Real Estate Investors Association
- REIT – Real Estate Investment Trust
- ROI – Return on Investment
- ROM – Roll Over Mortgage
- RPAC – Realtors Political Action Committee
- RSF – Rentable Square Feet
- SBA – Small Business Administration
- SEM – Shared Equity Mortgage
- SFIN – Seller Financed Option
- SPDED – Special Warranty Deed
- TIC – Tenants In Common
- TIL – Truth in Lending
- TIP – Treasury Investment Program
- TPL – Third Party Liability
- TWP – Township
- TXS – Taxes
- VA – Veterans Administration
- VAP – Variable Payment
- VRM – Variable-Rate Mortgage
- WCG – Cyan Capital Group
